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Customer Identification
Program Notice
Important Information
You Need to Know About Opening A New Account.
To help
the government fight the funding of terrorism and money laundering
activities, federal law requires financial institutions to obtain,
verify, and record information that identifies each person who opens
an account.
This notice
answers some questions about our Customer Identification Program.
What types
of information will I need to provide?
When you open
an account we are required to collect information such as the following
from you:
- Your Name
- Date of birth
- Address
- Identification
number:
U.S. Citizen: taxpayer identification number (social security number
or employer identification number)
- Non-U.S. Citizen:
taxpayer identification number, passport number, and country of
issuance, alien identification card number, or government-issued
identification showing nationality, residence, and a photograph
of you. You may also need to show your driver's license or other
identifying documents.
A corporation, partnership,
trust or other legal entity may need to provide other information, such
as its principal place of business, local office, employer identification
number, certified articles of incorporation, government-issued business
license, a partnership agreement, or a trust agreement.
U.S. Department
of the Treasury, Securities and Exchange Commission, NASD, and New
York Stock Exchange rules already require you to provide most of this
information. These rules also may require you to provide additional
information, such as your net worth, annual income, occupation, employment
information, investment experience and objectives, and risk tolerance.
What happens
if I don't provide the information requested or my identity can't
be verified?
We may not
be able to open an account or carry out transactions for you.
If we have already opened an account for you, we may have to close
it.
We thank you for
your patience and hope that you will support the financial industry's
efforts to deny terrorists and money launderers access to America's
financial system.
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